Passed is the past tense of pass. Past means a time that has gone.
"Time passed and we all forgot the incident."
"In times past it was the custom for women to wear hats in church."
PEACE, PIECE
Peace means the absence of war (or even noise); piece is a portion of something.
PEAK, PEEK, PIQUE
Pique means to excite or irritate; peek means to peep or snoop; peak as a noun means the summit or tip, and as a verb means to climax. So, you pique someone's curiosity; you don't peek or peak it. If someone annoys you, you become piqued rather than peeked or peaked.
Plain means obvious, also unadorned or lacking in good looks; plane is a carpenter's tool or an abbreviation of aeroplane.
PATIENCE, PATIENTS
Patience means forbearance; patients are people under medical care.
POUR, PORE
You pour sauces, gravies, etc, over your dinner Wholesale NFL Jerseys , while pore means to study something--so, "pore over the book", not "pour over the book", which reads as though you might be damaging the book with an unnamed liquid substance!
PRESENCE, PRESENTS
Presence means being near at hand; presents are gifts.
PRINCIPAL, PRINCIPLE
Principal means chief or main, also the amount borrowed in a loan; principle means regulations or ideals.
"The principal reason for the company's failure was lack of money." (or)
"The new principal is making a real difference to our school."
"We are paying both principal and interest each month on our mortgage."
"She is completely without principles and would steal from her own mother."
"The principle of a clause like this in your employment contract is to protect you against unfair dismissal."
Quiet means without noise; quite when used in fiction usually means moderately, but can also mean totally or entirely. Use of the wrong word here could, of course, simply be a typing error that went unnoticed in the proof-reading stages!
RAIN, REIGN, REIN
Rain is the water that comes down from clouds; reign means to rule; rein is a strap, usually leather Wholesale Jerseys China , for controlling an animal, especially a horse.
RAISE, RAZE
These two are exact opposites. Raise means to lift or build up and raze means to pull down:
"We will raise the reputation of our village to new heights."
"He instructed his army to raze the village to the ground."
REALITY, REALTY
Reality is real life; realty is real estate.
REFERENCE, REVERENCE
I don't know if this confusion is common. I didn't even realise the words COULD be confused until I saw one wrongly used in something written by ... a writer! Maybe it was just a typing error. Reference is something referred to, reverence means respect.
RESIDENCE, RESIDENTS
Residence is a house; residents are the people who live there.
Respectfully means politely; respectively means in the order stated.
"The containers stood in a row and were numbered 1, 3, 2, 5 and 4 respectively" means they were standing in this order rather than numerical order.
RIGHT, RITE, WRITE
Right means correct; rite is a ceremony, usually religious; write means to make words.
ROAD, RODE
Road is a long surface for cars and other vehicles; rode is the past tense of ride.
How To Get A Home Equity Loan Without Losing Your Shirt
Posted by nick_niesen on October 29th, 2010
Who Should Get A Home Equity Loan?
In most cases, not nearly as many people should get one as are currently applying for it. Oftentimes, it simply is the result of people who want something - and they want it now. A wise use of your home's equity, though, is to leave it right where it is - building up even more equity that come will come in real handy when you sell it.
A home equity loan, however#7# is really a loan taken out against your own home. This means that your home itself is the instrument that secures the loan. Your house has now become the guarantee that you will keep on paying your loan. Stopping payments for any reason - you lose it.
What Is A Home Equity Loan?
A home equity loan is typically a second mortgage. As such, it has a higher interest rate than a first mortgage, and a shorter time period to pay it back - up to 15 years.
What Are The Advantages?
A home equity loan can be used for any purpose. It has the best value, though, when used for renovations or improvements on your home. Besides adding to the value of your home (increasing equity even more), the portion used for your home improvement is usually tax deductible, too. This brings down the interest rate more when used for this purpose.
A home equity loan can also be obtained in two different ways. You can get them either as an adjustable rate mortgage#8# or as a fixed rate mortgage. This makes it most convenient, and gives you the flexibility of choice - based on the economy and your situation.
Is There Anything Better Than A Home Equity Loan?
The best deal you can get is to refinance your first mortgage with a cash out mortgage. This gives you new terms on your mortgage, can be used to combine two mortgages (or three), and gives you the lowest interest rate out there. It also gives you access to your equity by simply adding the amount of equity you want onto the loan. You should be planning on staying in that home, though, for at least the next five years to make it worthwhile.