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Declaring bankruptcy is not as easy as merely filing some forms. There are plenty of things you want to take into consideration. Don’t discount how you will feel or the effect this decision will have on you on an emotional level. People today can and do become extremely depressed once the paperwork is filed. Many have a tough time overcoming this feeling of failure. And if you are despondent, loved ones close to you will also feel the effects. Which means your relationships could suffer greatly.
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For these reasons and many others, “Can I file bankruptcy?” is usually a question you should ask yourself only after you have exhausted other potential remedies. Don’t forget there’s no going back after you’ve signed and filed the documents and consented to the terms.
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